1990 Ridgewood Way, Bountiful, UT 84010 Property Records

Davis County property record for 1990 Ridgewood Way, Bountiful, UT 84010

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,086 sqft · built 1978
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-087-0096`

Property Details

APN / Parcel Number

Primary APN	`05-087-0096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1990 RIDGEWOOD WAY
City	BOUNTIFUL
State	UT
Zip	84010-1655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	ALL OF UNIT 96, RIDGEWOOD OF MAPLE HILLS CONDO PHASE IV
Legal Subdivision	MAPLE HILLS CONDO PH IV
Legal Phase	4
Legal Unit	96
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	1
Census Block	1014
Census Tract	126802

Owner

1990 Ridgewood Way, a townhouse, is owned and occupied by two individuals who acquired it in January 2016.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST FCU
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2016
Deed Sale	Jan 29, 2016
Prior Sale	May 10, 2007 · Amount on File
Deed Document Number	20162918313
Deed Book / Page	6442 / 875
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0002918313
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Apr 3, 2026
Property Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Document Number	0003661872
Book / Page	8967 / 172
Instrument Date	Mar 10, 2026
Instrument	20263661872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1990 RIDGEWOOD WAY, 96, BOUNTIFUL, UT 84010-1655

Mortgage

Document Number	0003661872,
Date	Apr 3, 2026
Book Page	8967/172
Instrument	20263661872

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2056

Interest

Rate	6.09%
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007007/629
Date	May 3, 2018
Book Page	7007/629
Instrument	3091378

Lender

Name	AMERICAN FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2028

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BACKMAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07651/3899
Date	Dec 7, 2020
Book Page	7651/3899
Instrument	3323578

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 14, 2021
Property Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Document Number	0003336769
Book / Page	007676 / 001318
Instrument Date	Jan 11, 2021
Instrument	3336769
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1990 RIDGEWOOD WAY BOUNTIFUL UT 840101655, BOUNTIFUL, UT 84010-1655

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1990 RIDGEWOOD WAY, BOUNTIFUL, UT 84010-1655
Document Number	0003225249
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1990 RIDGEWOOD WAY #96 BOUNTIFUL UT 840101655, 96, BOUNTIFUL, UT 84010-1655

Mortgage

Document Number	0003225249
Date	Feb 10, 2020
Book Page	007446/000698
Instrument	3225249

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OGDEN, UT 84403

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Ridgewood Way was $2,516, up 4.5% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,850 (+11.7%) Land $88,000 Building $179,850	$487,000 (+11.7%) Land $160,000 Building $327,000
2025	$2,516.00 (+4.49%)	$239,800 Land $86,350 Building $153,450	$436,000 Land $157,000 Building $279,000
2024	$2,408.00 (+0.71%)
2023	$2,391.00 (-4.74%)	$421,000 Land $113,000 Building $308,000	$421,000 Land $113,000 Building $308,000
2022	$2,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1990 Ridgewood Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Ridgewood Way is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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