1990 Red Oak Dr, Franklin, IN 46131 Property Records

Johnson County property record for 1990 Red Oak Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,554 sqft · built 1995
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$417,300 (Aug 2021)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`41001808023/00`

Property Details

APN / Parcel Number

Primary APN	`41001808023/00`
Alternative APNs	`41-07-18-021-040.000-018` `00001075013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	2,554 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	175 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001075013
Street Address	1990 RED OAK DR
City	FRANKLIN
State	IN
Zip	46131-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARIS ESTATES FOURTH SEC LOT 114 MP FRANKLIN COMMUNI
Legal Subdivision	PARIS ESTATES
Legal Lot Number	114
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1011
Census Tract	611100

Owner

1990 Red Oak Dr is owned and occupied by an individual who bought it in August 2021.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage HUD
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDIAN HOUSING & COMMUNITY
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE
Sep 23, 2019	Intrafamily Transfer, Transfer
Dec 14, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202125338
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	2019021420
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000006
Date	Jan 2, 2024
Instrument	2024-000006

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017696
Date	Jul 10, 2020
Instrument	2020-017696

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Jul 20, 2037

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022013169
Date	Jun 9, 2022
Instrument	2022-013169

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022026938
Date	Dec 15, 2022
Instrument	2022-026938

Lender

Name	INDIAN HOUSING & COMMUNITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 24, 2021
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Document Number	2021025338
Map Reference	PC C PG 523 A&B
Instrument Date	Aug 13, 2021
Instrument	2021-025338
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548

Mortgage

Document Number	2021025339
Date	Aug 24, 2021
Instrument	2021-025339

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 7, 2020
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Document Number	2020035156
Map Reference	PC C PG 523 A&B
Instrument Date	Dec 1, 2020
Instrument	2020-035156
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548

Mortgage

Document Number	2020035157
Date	Dec 7, 2020
Instrument	2020-035157

Lender

Name	GVC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Sep 23, 2019
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Document Number	2019021420
Map Reference	PC C PG 523 A&B
Instrument Date	Sep 18, 2019
Instrument	2019-021420
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 14, 2017
Property Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548
Document Number	2017029009
Map Reference	PC C PG 523 A&B
Instrument Date	Dec 13, 2017
Instrument	2017-029009
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 RED OAK DR, FRANKLIN, IN 46131-8548

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Red Oak Dr was $4,496 with a homeowner's exemption, down 3% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 (-3.04%) Homeowner's exemption	$387,500 (+3.36%) Land $36,100 Building $351,400	$387,500 (+3.36%) Land $36,100 Building $351,400
2024	$4,637.00 (+2.63%) Homeowner's exemption	$374,900 (+2.54%) Land $36,100 Building $338,800	$374,900 (+2.54%) Land $36,100 Building $338,800
2023	$4,518.00 (+7.47%) Homeowner's exemption	$365,600 (+6.81%) Land $36,100 Building $329,500	$365,600 (+6.81%) Land $36,100 Building $329,500
2022	$4,204.00 Homeowner's exemption	$342,300 Land $33,300 Building $309,000	$342,300 Land $33,300 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1990 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2008–2025)
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: JC Fiber.

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