1990 Parkway Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1990 Parkway Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (May 2023)
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-26-29-4100-0030-0033`

Property Details

APN / Parcel Number

Primary APN	`25-26-29-4100-0030-0033`
Alternative APN	`262925410000300033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1990 PARKWAY AVE
City	SAINT CLOUD
State	FL
Zip	34772-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCOOLS ADDN PB 1 PG 78 COM AT NE COR OF LOT 1 BLK 30, S00-34-28W 15 FT TO S R/W LINE TO PARKWAY AVE, N89-10-35W 177.11 FT TO POB; CONT N89-10-35W 113.55 FT, S00-34-28W 770.03 FT, S89-11-02E 113.55 FT, N00-34-28E 770.02 FT TO POB & COM AT NE COR OF L
Legal Range	29E
Legal Township	26S
Legal Section	25
Legal Subdivision	McCOOLS ADD TO KISSIMMEE PARK
Legal Block	30
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43209

Owner

1990 Parkway Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Osceola County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit ORLANDO FCU
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 3, 2023	Quit Claim Deed, Subdivision Related Transfer Quitclaim
May 2, 2023	Quit Claim Deed, Transfer FLORIDA TITLE AND ABSTRACT, FLORIDA TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	202355727
Deed Book / Page	6400 / 1789
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0063982594
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666

Mortgage

Document Number	0069201615
Date	Feb 10, 2026
Book Page	6920/1615
Instrument	2026018181

Lender

Name	ORLANDO FCU
Type	Credit Union
Address	ORLANDO, FL 32806

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666

Mortgage

Document Number	0063112141
Date	Nov 4, 2022
Book Page	6311/2141
Instrument	2022162846

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 3, 2023
Property Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666
Document Number	0064001789
Book / Page	6400 / 1789
Instrument Date	May 2, 2023
Instrument	2023055727
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E 13TH ST, SAINT CLOUD, FL 34769-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2023
Property Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666
Document Number	0063982594
Book / Page	6398 / 2594
Instrument Date	Jun 25, 2020
Instrument	2023054360
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FLORIDA TITLE AND ABSTRACT, FLORIDA TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E 13TH ST, SAINT CLOUD, FL 34769-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 PARKWAY AVE, SAINT CLOUD, FL 34772-7666

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Parkway Ave was $3,523 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 Homeowner's exemption	$243,758	$416,000 Land $120,000 Building $296,000
2023	$3,079.00 (+13.57%) Homeowner's exemption	$216,120 (+12.02%)	$351,400 (+19.2%) Land $75,000 Building $276,400
2022	$2,711.00 Homeowner's exemption	$192,933	$294,800 Land $75,000 Building $219,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1990 Parkway Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Parkway Ave is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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