1990 Pamela Dr, Memphis, TN 38127 Property Records

Shelby County property record for 1990 Pamela Dr, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1960
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$126,900 (Mar 2023)
Tax Bill	$570 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-2006-0-0014`

Property Details

APN / Parcel Number

Primary APN	`07-2006-0-0014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Utility Area	54 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	258 sqft
Carport	Carport
Carport Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1990 PAMELA DR
City	MEMPHIS
State	TN
Zip	38127-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	FRAYSER GROVE
Legal Lot Number	29
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	10121

Owner

1990 Pamela Dr is owned by an individual who bought it in March 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	417 ANCHORAGE AVE, SANTA CRUZ, CA 95062-5461
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jan 17, 2023	Deed of Trust, Mortgage FIRST COMMUNITY BANK
Mar 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OCG CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	202324504
Prior Transfer Date	Mar 9, 2010
Prior Transfer Doc	0000060699
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 28, 2023
Property Address	1990 PAMELA DR, MEMPHIS, TN 38127-5642
Document Number	0023024504
Map Reference	MB 22 PG 6
Instrument Date	Mar 13, 2023
Instrument	23024504
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ANCHORAGE AVE, SANTA CRUZ, CA 95062-5461

Mortgage

Document Number	0023024505
Date	Mar 28, 2023
Instrument	23024505

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1990 PAMELA DR, MEMPHIS, TN 38127-5642
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023004393
Date	Jan 17, 2023
Instrument	23004393

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	JONESBORO, AR 72401

Agreement

Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 11, 2022
Property Address	1990 PAMELA DR, MEMPHIS, TN 38127-5642
Document Number	0022028165
Map Reference	MB 22 PG 6
Instrument Date	Feb 28, 2022
Instrument	22028165
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLICKER ST, MEMPHIS, TN 38104-5918
Investor	Possibly a Property Investor

Mortgage

Document Number	0022028166
Date	Mar 11, 2022
Instrument	22028166

Lender

Name	OCG CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Pamela Dr was $570.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00	$21,225 Land $2,150 Building $19,075	$84,900 Land $8,600 Building $76,300
2023		$12,375 Land $2,025 Building $10,350
2022	$753.00
2021			$49,500 Land $8,100 Building $41,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1990 Pamela Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Pamela Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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