1990 Nichols Rd, Ida, MI 48140 Property Records

Monroe County property record for 1990 Nichols Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Lot Size	2.75 acres (119,877 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2022)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-226-309-20`

Property Details

APN / Parcel Number

Primary APN	`13-226-309-20`

Exterior

Lot Area	119,877 sqft (2.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1990 NICHOLS RD
City	IDA
State	MI
Zip	48140-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	728-551 733-16 1335-500 1582-0072 P C 683 2.752 AC COM AT INT OF E'LY LI OF PC 683 WITH THE CL OF DUNBAR RD TH N 24 DEG 24'E
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	1
Census Block	1016
Census Tract	831000

Owner

1990 Nichols Rd is owned and occupied by an individual who bought it in March 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1990 NICHOLS RD, IDA, MI 48140-9347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Deed Document Number	20225173
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 11, 2022
Property Address	1990 NICHOLS RD, IDA, MI 48140-9347
Document Number	0000005173
Instrument Date	Feb 11, 2022
Instrument	2022R05173
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15530 S TELEGRAPH RD, 15530, MONROE, MI 48161-5520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 NICHOLS RD, IDA, MI 48140-9347

Mortgage

Document Number	0000005174
Date	Mar 11, 2022
Instrument	2022R05174

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Nichols Rd was $4,031 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,300 Land $196,300	$392,600 Land $392,600
2025	$4,031.00 Homeowner's exemption
2023	$2,272.00 Homeowner's exemption	$128,100	$256,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1990 Nichols Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Nichols Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1