Alleghany County property record for 1990 Mount Carmel Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 2014 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3033835462 |
| Primary APN | 3033835462 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 102,802 sqft (2.36 acres) |
| View / Lot | Mountain |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 79326 |
|---|---|
| Street Address | 1990 MOUNT CARMEL RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F1 |
| Legal Description | #19-A NANNIE R WMS |
| Legal Subdivision | WILLIAMS, NANNIE PROPERTY B |
| Legal Block | 404 |
| Legal Lot Number | 19-A |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | PINEY CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950300 |
Source: Alleghany County assessment roll, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 15111 FIELDCREST LN, BROOKSVILLE, FL 34613-4318 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 6, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2018 |
| Transfer Doc | 402/458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 1990 MOUNT CARMEL RD, SPARTA, NC 28675-9194 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00424/1338 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 424/1338 |
| Instrument | 3493 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Sep 6, 2019 |
| Property Address | 1990 MOUNT CARMEL RD, SPARTA, NC 28675-9194 |
| Document Number | 402/458 |
| Book / Page | 402 / 458 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 1846 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11477 PELICAN AVE, WEEKI WACHEE, FL 34614-2743 |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,200 (+1.24%) Land $131,300 Building $112,900 | $244,200 (+1.24%) Land $131,300 Building $112,900 | |
| 2025 | $1,682.00 | $241,200 (-) Land $131,300 Building $109,900 | |
| 2023 | $241,200 Land $131,300 Building $109,900 | $241,200 (-) Land $131,300 Building $109,900 | |
| 2021 | $241,200 Land $131,300 Building $109,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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