Sumter County property record for 1990 McCrays Mill Rd, Sumter, SC 29150
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 14,523 sqft · built 2005 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,475,000 (Jun 2023) |
| Tax Bill | $94,711 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Line of Credit Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-12-03-015 |
| Primary APN | 206-12-03-015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 14,523 sqft Total Area |
| 1st Floor Area | 14,523 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Concrete |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Steel Frame/Truss |
| Roof Material | Tar & Gravel |
| Lot Area | 76,666 sqft (1.76 acres) |
| Porch | Covered Porch |
| Fence | Fence |
| Pole Barn | 8 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29203 |
|---|---|
| Old Parcel Number | 206 12 03 015 |
| Street Address | 1990 MCCRAYS MILL RD |
| City | SUMTER |
| State | SC |
| Zip | 29150-6185 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-1 |
| Legal Description | TRACTS A PB 2004-523 1.76 AC PB88-27 Z31-66 |
| Legal Tract | A |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1704 |
Source: Sumter County records · APN 206-12-03-015
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 500 N BROADWAY STE 165, 165, JERICHO, NY 11753-2122 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 22, 2023 | Special Warranty Deed, Transfer · Line of Credit CARTER BANK & TRUST |
| Jul 19, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 0013155297 |
| Deed Book / Page | 1315 / 5297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 22, 2023 |
| Property Address | 1990 MCCRAYS MILL RD, SUMTER, SC 29150-6185 |
| Document Number | 0013155297 |
| Book / Page | 1315 / 5297 |
| Instrument Date | May 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,235.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 SYDNEY AVE, DEAL, NJ 07723-1047 |
| Name | Verified Name |
|---|---|
| Address | 500 N BROADWAY STE 165, 165, JERICHO, NY 11753-2122 |
| Document Number | 0013160362 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 1316/362 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | REIDSVILLE, NC 27320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 02, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 19, 2021 |
| Property Address | 1990 MCCRAYS MILL RD, SUMTER, SC 29150-6185 |
| Document Number | 0012882707 |
| Book / Page | 1288 / 2707 |
| Instrument Date | Jun 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,328.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 SYDNEY AVE, DEAL, NJ 07723-1047 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,711.00 (+11.8%) | $248,170 (+8%) Land $69,000 Building $179,170 | $4,136,241 (+8.01%) Land $1,149,990 Building $2,986,251 |
| 2023 | $229,780 (-) Land $50,600 Building $179,180 | $3,829,577 (-) Land $843,326 Building $2,986,251 | |
| 2022 | $84,717.00 | $229,780 Land $50,600 Building $179,180 | $3,829,577 Land $843,326 Building $2,986,251 |
Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (2015–2020) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Farmers Telephone Cooperative, Inc. (SC), T-Mobile USA.
Based on FCC filings for 99 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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