Worcester County and Holden Town property record for 1990 Main St, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,074 sqft · built 1959 |
| Lot Size | 0.968 acres (42,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (May 2024) |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:97 B:19 |
| Primary APN | HOLD M:97 B:19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,178 sqft (0.968 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 930 |
|---|---|
| Street Address | 1990 MAIN ST |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 19 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 728400 |
Source: Worcester County and Holden Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1990 MAIN ST, JEFFERSON, MA 01522-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
| Apr 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jun 4, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2016 · Amount on Record |
| Deed Book / Page | 70514 / 89 |
| Transfer Doc | 55447-214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 1990 MAIN ST, JEFFERSON, MA 01522-1149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 067810-101 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 67810/101 |
| Instrument | 69599 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 1990 MAIN ST, JEFFERSON, MA 01522-1149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0067382-79 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 67382/79 |
| Instrument | 37358 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 1990 MAIN ST, JEFFERSON, MA 01522-1149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60501-308 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 60501/308 |
| Instrument | 51021 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (+7.77%) | $378,300 (+10.03%) Land $150,100 Building $228,200 | $372,115 |
| 2024 | $4,865.00 (+13.24%) | $343,800 (+19.96%) Land $145,700 Building $198,100 | |
| 2023 | $4,296.00 | $286,600 Land $126,700 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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