Middlesex County and Concord Town property record for 1990 Main St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1958 |
| Lot Size | 0.48 acres (20,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $460,000 (Jul 2008) |
| Tax Bill | $10,090 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:11B B:2333 |
| Primary APN | CONC M:11B B:2333 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 4,166 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,890 sqft (0.48 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 4471 |
|---|---|
| Street Address | 1990 MAIN ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | LAND 1990 & 2000 MAIN STREET C |
| Legal Block | 2333 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 361200 |
1990 Main St is owner-occupied and held in a trust since June 2025.
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1990 MAIN ST, CONCORD, MA 01742-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 9, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2008 · Amount on File |
| Deed Sale | Jul 31, 2008 · Amount on File |
| Prior Sale | Jul 14, 2000 · Amount on File |
| Deed Document Number | 2008126600 |
| Deed Book / Page | 51512 / 537 |
| Last Transfer Date | Jun 18, 2025 |
| Transfer Doc | 0084254-15 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 1990 MAIN ST, CONCORD, MA 01742-3804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084333-152 |
|---|---|
| Date | Jul 9, 2025 |
| Book Page | 84333/152 |
| Instrument | 79227 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 1990 MAIN ST, CONCORD, MA 01742-3804 |
| Document Number | 71784-486 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1990 MAIN ST CONCORD MA 017423804, CONCORD, MA 01742-3804 |
| Document Number | 71784-486 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 071784/000486 |
| Instrument | 163207 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1990 Main St was $10,090, up 3.1% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,090.00 (+3.05%) | $760,900 (+2.04%) Land $381,900 Building $379,000 | $916,845 |
| 2024 | $9,791.00 (+16.35%) | $745,700 (+14.85%) Land $381,900 Building $363,800 | |
| 2023 | $8,415.00 | $649,300 Land $318,300 Building $331,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1990 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1990 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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