1990 Jennifer Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1990 Jennifer Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,522 sqft · built 1963
Lot Size	0.408 acres (17,772 sqft)
Owner	2 Trust Names on File
Last Sale	$799,000 (Dec 2003)
Tax Bill	$14,451 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-301-17`

Property Details

APN / Parcel Number

Primary APN	`040-301-17`
Alternative APN	`040-301-17-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,522 sqft Living Area
Gross Area	3,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	17,772 sqft (0.408 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1990 JENNIFER DR
City	APTOS
State	CA
Zip	95003-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TR 207
Legal Subdivision	VIENNA WOODS TR 207
Legal Tract	207
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122004

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 5, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 4, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 29, 2018	Intrafamily Transfer, Transfer · Line of Credit SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2003 · Amount on Record
Deed Sale	Dec 16, 2003 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Deed Document Number	2003122409
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000013471
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 JENNIFER DR, APTOS, CA 95003-2822

Mortgage

Document Number	0000004245
Date	Feb 26, 2026
Instrument	2026-0004245

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2021
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Document Number	0000013471
Map Reference	MB 34 PG 64
Instrument Date	Feb 26, 2021
Instrument	2021-0013471
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1990 JENNIFER DR, APTOS, CA 95003-2822

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 4, 2021
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Document Number	0000013217
Map Reference	MB 34 PG 64
Instrument Date	Feb 6, 2021
Instrument	2021-0013217
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1990 JENNIFER DR, APTOS, CA 95003-2822

Mortgage

Document Number	0000013218
Date	Mar 4, 2021
Instrument	2021-0013218

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 4, 2020
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Document Number	0000015187
Instrument Date	Apr 24, 2020
Instrument	15187
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1990 JENNIFER DR APTOS CA 950032822, APTOS, CA 95003-2822

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 1, 2020
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Document Number	0000015113
Map Reference	MB 34 PG 64
Instrument Date	Apr 24, 2020
Instrument	2020-0015113
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1990 JENNIFER DR, APTOS, CA 95003-2822

Mortgage

Document Number	0000015114
Date	May 1, 2020
Instrument	2020-0015114

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 29, 2018
Property Address	1990 JENNIFER DR, APTOS, CA 95003-2822
Document Number	0000019910
Map Reference	MB 34 PG 64
Instrument Date	May 18, 2018
Instrument	2018-0019910
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 JENNIFER DR, APTOS, CA 95003-2822

Mortgage

Document Number	0000019911
Date	Jun 29, 2018
Instrument	2018-0019911

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000019911
Date	Jun 29, 2018
Instrument	2018-0019911

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,158,595 (+2%) Land $665,660 Building $492,935
2025	$14,451.00 (+9.89%)	$1,135,876 (+4.04%) Land $652,607 Building $483,269
2023	$13,150.00 (+2.13%)	$1,091,770 Land $627,266 Building $464,504	$1,549,800
2022	$12,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, California Internet, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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