Santa Rosa County property record for 1990 Guseman Rd, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,561 sqft · built 2022 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $624,900 (May 2023) |
| Tax Bill | $611 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2S-27-0000-01128-0000 |
| Primary APN | 19-2S-27-0000-01128-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,561 sqft Heated Area |
| 1st Floor Area | 3,275 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 1,640 ft deep x 1,330 ft wide |
| Porch | Open Porch |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 192S270000011280000 |
|---|---|
| Street Address | 1990 GUSEMAN RD |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* COMMENCE AT THE SOUTHWEST EARNER OF LOT 1, SECTION 19, TOWNSHIP 2 SOUTH, RANGE 27 WEST, SANTA |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | COMMENCE AT THE SOUTHWEST |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10823 |
Source: Santa Rosa County records · APN 19-2S-27-0000-01128-0000
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1990 GUSEMAN RD, GULF BREEZE, FL 32563-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Sep 28, 2021 | Warranty Deed, Transfer SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 202322437 |
| Deed Book / Page | 4397 / 802 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 22, 2023 |
| Property Address | 1990 GUSEMAN RD, GULF BREEZE, FL 32563-9412 |
| Document Number | 0043970802 |
| Book / Page | 4397 / 802 |
| Instrument Date | May 01, 2023 |
| Instrument | 202322437 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,374.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1905 LYNNBROOK DR SW, HUNTSVILLE, AL 35803-1413 |
| Name | Verified Name |
|---|---|
| Address | 1990 GUSEMAN RD, GULF BREEZE, FL 32563-9412 |
| Document Number | 0004397803 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 4397/803 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 1990 GUSEMAN RD, GULF BREEZE, FL 32563-9412 |
| Document Number | 0041840169 |
| Book / Page | 4184 / 169 |
| Instrument Date | Sep 18, 2021 |
| Instrument | 202164527 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $441.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 BRIGHT WATER DR, LEESBURG, GA 31763-4180 |
| Name | Verified Name |
|---|---|
| Address | 5388 SOUNDSIDE DR, GULF BREEZE, FL 32563-9529 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $611.00 (-89.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $434,814 (+2.98%) Land $66,000 Building $368,814 | $434,814 (+2.98%) Land $66,000 Building $368,814 |
| 2023 | $5,868.00 (+764.21%) | $422,227 (+779.64%) Land $60,000 Building $362,227 | $422,227 (+779.64%) Land $60,000 Building $362,227 |
| 2022 | $679.00 | $48,000 | $48,000 Land $48,000 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 260 in force |
| Nearby Flood Claims | 20 (1995–2023) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Ripple Broadband Fixed Wireless | 1,000 / 500 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 127 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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