1990 Emerald Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 1990 Emerald Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1995
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Oct 2001)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`194-000-155`

Property Details

APN / Parcel Number

Primary APN	`194-000-155`
Alternative APNs	`000000038792` `0000160152` `194 155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000160152
Street Address	1990 EMERALD DR
City	CUMMING
State	GA
Zip	30040-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 975 LT 16 EMERALD SPR INGS
Legal Subdivision	EMERALD SPRINGS
Legal Block	2
Legal Lot Number	16
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2000
Census Tract	130409

Owner

1990 Emerald Dr is owned and occupied by an individual who bought it in October 2001.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1990 EMERALD DR, CUMMING, GA 30040-3532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2001 · Amount on File
Deed Sale	Oct 9, 2001 · Amount on File
Prior Sale	Dec 27, 1995 · Amount on File
Deed Book / Page	2065 / 294
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1990 EMERALD DR, CUMMING, GA 30040-3532
Document Number	0095790119
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 EMERALD DR CUMMING GA 300403532, CUMMING, GA 30040-3532

Mortgage

Document Number	0095790119
Date	Sep 2, 2020
Book Page	009579/000119

Lender

Name	TRUIST BK
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1990 Emerald Dr was $2,594 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00	$138,252 Land $54,000 Building $84,252	$345,630 Land $135,000 Building $210,630
2023	$2,130.00 (-8.9%) Homeowner's exemption	$130,344 (+40.52%) Land $40,000 Building $90,344	$325,860 (+40.52%) Land $100,000 Building $225,860
2022	$2,338.00 Homeowner's exemption	$92,756 Land $22,000 Building $70,756	$231,890 Land $55,000 Building $176,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1990 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Emerald Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20