1990 Elm Tree Ter, Buford, GA 30518 Property Records

Gwinnett County property record for 1990 Elm Tree Ter, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1992
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-334-197`

Property Details

APN / Parcel Number

Primary APN	`7-334-197`
Alternative APNs	`R7334-197` `1935881`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,938 sqft
Basement Area	1,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	21,344 sqft (0.49 acres)
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	216 sqft
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1990 ELM TREE TER
City	BUFORD
State	GA
Zip	30518-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO
Legal Description	L6 BA ELM TREE #1
Legal Subdivision	ELM TREE
Legal Block	A
Legal Lot Number	6
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	2
Census Block	2031
Census Tract	50110

Owner

Source: Gwinnett County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1990 ELM TREE TER, BUFORD, GA 30518-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage RABUN COUNTY BANK
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit RABUN COUNTY BANK
Jan 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023
Deed Sale	Jan 18, 2023
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20231003
Deed Book / Page	60400 / 267
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	1990 ELM TREE TER, BUFORD, GA 30518-1241
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 ELM TREE TER, BUFORD, GA 30518-1241

Mortgage

Document Number	0621220213
Date	Oct 13, 2025
Book Page	0000062122/0000000213

Lender

Name	RABUN COUNTY BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	1990 ELM TREE TER, BUFORD, GA 30518-1241
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 ELM TREE TER, BUFORD, GA 30518-1241

Mortgage

Document Number	0621220219
Date	Oct 13, 2025
Book Page	0000062122/0000000219

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2030

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jan 18, 2023
Property Address	1990 ELM TREE TER, BUFORD, GA 30518-1241
Document Number	0604000267
Book / Page	60400 / 267
Instrument Date	Jan 18, 2023
Instrument	2023-001003
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 ELM TREE TER, BUFORD, GA 30518-1241

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+15.7%)	$176,120 (+62.59%) Land $40,000 Building $136,120	$440,300 (+62.59%) Land $100,000 Building $340,300
2023	$911.00	$108,320 Land $18,000 Building $90,320
2022			$270,800 Land $45,000 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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