1990 Elm St, Melbourne, FL 32904 Property Records

Brevard County property record for 1990 Elm St, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1982
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Sep 2017)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-36-01-51-*-90`

Property Details

APN / Parcel Number

Primary APN	`28-36-01-51-*-90`
Alternative APNs	`28-36-01-51-00000.0-0090.00` `2800431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	324 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	252 sqft
Deck Area	430 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2800431
Street Address	1990 ELM ST
City	MELBOURNE
State	FL
Zip	32904-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	PINE GROVE LOTS 90 & 91
Legal Range	36E
Legal Township	28S
Legal Section	01
Legal Subdivision	PINE GROVE
Legal Lot Number	90
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1024
Census Tract	65001

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1990 ELM ST, MELBOURNE, FL 32904-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	2017184879
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0055053867
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 1, 2017
Property Address	1990 ELM ST, MELBOURNE, FL 32904-4826
Document Number	0079752762
Book / Page	007975 / 002762
Instrument Date	Aug 31, 2017
Instrument	184879
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1990 ELM ST MELBOURNE FL 329044826, MELBOURNE, FL 32904-4826

Mortgage

Document Number	79752764
Date	Sep 1, 2017
Book Page	007975/002764
Instrument	184880

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,740 (+2.7%)	$236,640 (-5.66%)
2025	$2,200.00 (+7.53%) Homeowner's exemption	$164,310 (+5.99%)	$250,830 (+4.99%)
2024	$2,046.00 (+2.2%)
2023	$2,002.00 (+7.63%) Homeowner's exemption	$155,030 (+3%)	$238,900 (+4.95%) Land $52,500 Building $186,400
2022	$1,860.00 Homeowner's exemption	$150,520	$227,630 Land $43,000 Building $184,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 8 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20