1990 Cull Rd, Owenton, KY 40359 Property Records

Owen County property record for 1990 Cull Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,172 sqft · built 1999
Lot Size	2.3 acres (100,624 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2012)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048-00-00-009.01`

Property Details

APN / Parcel Number

Primary APN	`048-00-00-009.01`
Alternative APN	`10205`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
Basement Area	1,320 sqft

Exterior

Year Built	Built 1999
Exterior Material	Aluminum Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.3 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft
Deck Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10205
Street Address	1990 CULL RD
City	OWENTON
State	KY
Zip	40359-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.31 AC/HOUSE/IMP
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2026
Census Tract	970202

Owner

Source: Owen County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1990 CULL RD, OWENTON, KY 40359-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2012 · Amount on Record
Deed Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	2012001798
Deed Book / Page	DEED 236 / 093
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	1990 CULL RD, OWENTON, KY 40359-7038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG299/451
Date	Dec 21, 2020
Book Page	MTG 299/451
Instrument	2020003771

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	1990 CULL RD, OWENTON, KY 40359-7038
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003224
Date	Oct 20, 2017
Book Page	MTG 273/060
Instrument	2017003224

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+1.79%)	$170,000 (-)	$170,000 (-)
2023	$2,010.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadlinc Fixed Wireless	50 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cull Rd

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