1990 Cochran Rd, Madison, GA 30650 Property Records

Morgan County property record for 1990 Cochran Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2023
Lot Size	6.35 acres (276,606 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Jan 2023)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`061 039 F`

Property Details

APN / Parcel Number

Primary APN	`061 039 F`
Alternative APN	`13159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
1st Floor Area	1,180 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	276,606 sqft (6.35 acres)
Terrain	Rolling
Garage Area	672 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13159
Street Address	1990 COCHRAN RD
City	MADISON
State	GA
Zip	30650-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 6/ 6.35 ACRES/ COCHRAN RD
Legal Subdivision	RURAL LOT 6-10 ACRES
Legal Lot Number	6
Jurisdiction	MORGAN GA
Township / Civil Division	BUCKHEAD
Census Block Group	2
Census Block	2068
Census Tract	10400

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1990 COCHRAN RD, MADISON, GA 30650-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MADISON COUNTY
Jun 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Dec 19, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage BANK OF MADISON COUNTY
Dec 19, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage BANK OF MADISON COUNTY
Aug 6, 2021	Warranty Deed, Transfer
Aug 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20235
Deed Book / Page	707 / 188
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1990 COCHRAN RD, MADISON, GA 30650-5615
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 HIGHWAY 229, MANSFIELD, GA 30055-2622

Mortgage

Document Number	0000000728/0000000136
Date	Apr 3, 2024
Book Page	0000000728/0000000136

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1990 COCHRAN RD, MADISON, GA 30650-5615
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COCHRAN RD, GA

Mortgage

Document Number	0000000732/0000000609
Date	Jun 21, 2024
Book Page	0000000732/0000000609

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Dec 19, 2022
Property Address	COCHRAN RD, MADISON, GA 30650
Document Number	000707/188
Book / Page	707 / 188
Instrument Date	Dec 19, 2022
Instrument	2023-000005
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COCHRAN RD, MADISON, GA 30650

Mortgage

Document Number	0000000707/0000000191
Date	Jan 4, 2023
Book Page	0000000707/0000000191

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Dec 19, 2022
Property Address	1990 COCHRAN RD, MADISON, GA 30650-5615
Document Number	000707/188
Book / Page	707 / 188
Instrument Date	Dec 19, 2022
Instrument	2023-000005
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COCHRAN RD, MADISON, GA 30650

Mortgage

Document Number	0000707191
Date	Dec 19, 2022
Instrument	707/191

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Jan 1, 2025

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Aug 6, 2021
Property Address	COCHRAN RD, MADISON, GA 30650
Document Number	678/746
Book / Page	678 / 746
Instrument Date	Aug 6, 2021
Instrument	2021-000976
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 CLOVER DR, SOCIAL CIRCLE, GA 30025-3923

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Aug 6, 2021
Property Address	COCHRAN RD, MADISON, GA 30650
Document Number	678/910
Book / Page	678 / 910
Instrument Date	Aug 6, 2021
Instrument	2021-000977
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 CLOVER DR, SOCIAL CIRCLE, GA 30025-3923

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+276.25%)	$137,197 (+281.99%) Land $36,830 Building $100,367	$342,993 (+282%) Land $92,075 Building $250,918
2023	$817.00	$35,916 Land $35,916	$89,789 Land $89,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cochran Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures