Monroe County property record for 1990 Charlotte, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,057 sqft · built 1997 |
| Lot Size | 10.1 acres (440,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 1997) |
| Tax Bill | $5,303 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-028-053-40 |
| Primary APN | 02-028-053-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,057 sqft Living Area |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 440,392 sqft (10.1 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 502 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1990 CHARLOTTE |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | SEC 28 T8S R7E 10.107 ACRES COM 1358 FT N 88D 46M 57S W FROM SE COR SEC 28 TH N 1D 7M 45S E 1309.54 FT TH N 89D 13M 18S W |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 833800 |
1990 Charlotte is owned and occupied by two individuals who bought it in September 1997.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1990 CHARLOTTE, TEMPERANCE, MI 48182-1570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 1997 · Amount on File |
| Deed Sale | Sep 12, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1990 Charlotte was $5,303 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,100 Land $280,100 | $560,200 Land $560,200 | |
| 2025 | $5,303.00 Homeowner's exemption | ||
| 2023 | $4,702.00 Homeowner's exemption | $215,900 | $431,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1990 Charlotte in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1990 Charlotte is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile.
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