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1990 41st Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1990 41st Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeBank, Financial Building
Lot Size0.081 acres (3,528 sqft)
OwnerCompany Name on File
Last Sale$3,314,000 (Jul 2021)
Tax Bill$5,524 (2025)
Deeds & MortgagesJul 2021 Sale
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN034-201-14

Property Details

APN / Parcel Number

Primary APN034-201-14
Alternative APN
  • 034-201-14-000

Exterior

Lot Area3,528 sqft (0.081 acres)

Location & Zoning

Street Address1990 41ST AVE
CityCAPITOLA
StateCA
Zip95010-2507
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2006
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-201-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7888 WREN AVE, D143, GILROY, CA 95020-4966
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 05, 2021Grant Deed, Transfer · Commercial Mortgage
TEXAS EXCHANGE BANK SSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2021 · Amount on Record
Deed SaleJul 12, 2021 · Amount on Record
Prior SaleApr 06, 2021 · Amount on Record
Deed Document Number202137033
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 12, 2021
Property Address1990 41ST AVE, CAPITOLA, CA 95010-2507
Document Number0000037033
Map ReferenceMB 15 PG 49
Instrument DateJul 01, 2021
Instrument2021-0037033
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$3,645.40
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7888 WREN AVE STE D143, D143, GILROY, CA 95020-4966

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 05, 2021
Property Address1990 41ST AVE, CAPITOLA, CA 95010-2507
Document Number0000019534
Map ReferenceMB 15 PG 49
Instrument DateMar 29, 2021
Instrument2021-0019534
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000019535
DateApr 05, 2021
Instrument2021-0019535
Lender
NameTEXAS EXCHANGE BANK SSB
TypeBank
AddressFORT WORTH, TX 76102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$469,921 (+2%) Land $469,921
2025$5,524.00 (+338.41%)$460,706 (+383.76%) Land $460,706
2024$1,260.00 (+1.45%)
2023$1,242.00 (+0.65%)$95,234 Land $95,234
2022$1,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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