Schenectady County and Schenectady City property record for 199 Ward Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1978 |
| Lot Size | 0.114 acres (4,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2019) |
| Tax Bill | $5,652 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.70-1-57.1 |
| Primary APN | 421500 50.70-1-57.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 648 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,980 sqft (0.114 acres) |
| Lot Dimensions | 83 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 199 WARD AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 499 1X WOOD & GAR |
| Legal Subdivision | REVISED MAP OF CONSAUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 57.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20700 |
199 Ward Ave is owned and occupied by two individuals who bought it in October 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 WARD AVE, SCHENECTADY, NY 12304-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage HUDSON VALLEY FCU |
| Aug 1, 2018 | Warranty Deed, Transfer JOHN L DEROSSO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 201944301 |
| Deed Book / Page | 2021 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 2, 2019 |
| Property Address | 199 WARD AVE, SCHENECTADY, NY 12304-1424 |
| Document Number | 0000044301 |
| Book / Page | 2021 / 137 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 201944301 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | NTA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 BELMONT AVE, 1309, SCHENECTADY, NY 12308-2105 |
| Name | Verified Name |
|---|---|
| Address | 1 CARNABY ST STE A, A, WAPPINGERS FALLS, NY 12590-5101 |
| Document Number | 0000044302 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 201944302 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 199 WARD AVE, SCHENECTADY, NY 12304-1424 |
| Document Number | 0000034019 |
| Book / Page | 001992 / 000626 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 34019 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $128.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1309 BELMONT AVE SCHENECTADY NY 123082105, SCHENECTADY, NY 12308-2105 |
| Document Number | 34021 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 004854/000421 |
| Instrument | 34021 |
| Name | JOHN L DEROSSO |
|---|---|
| Address | 256 SUGARLOAF MOUNTAIN RD, CHESTER, NY 10918-2501 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 199 Ward Ave was $5,652, up 2.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,652.00 (+2.13%) | ||
| 2025 | $5,534.00 | $111,900 Land $16,800 Building $95,100 | $185,296 Land $27,819 Building $157,477 |
| 2023 | $111,900 (-) Land $16,800 Building $95,100 | $141,646 (+3.8%) Land $21,266 Building $120,380 | |
| 2022 | $111,900 Land $16,800 Building $95,100 | $136,463 Land $20,488 Building $115,975 | |
| 2021 | $5,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 199 Ward Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 Ward Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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