199 Walker Ridge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 199 Walker Ridge Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,929 sqft · built 2008
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2020)
Tax Bill	$3,531 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0778-00-36-3142`

Property Details

APN / Parcel Number

Primary APN	`0778-00-36-3142`
Alternative APN	`555782719`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	100,624 sqft (2.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555782719
Street Address	199 WALKER RIDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-0847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6; ALPINE MTN SECTION 11
Legal Subdivision	ALPINE MOUNTAIN SUBDIVISION
Legal Lot Number	6
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2052
Census Tract	950400

Owner

199 Walker Ridge Rd is owned and occupied by an individual who bought it in June 2020.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	199 WALKER RIDGE RD, SPRUCE PINE, NC 28777-0847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	20201011
Deed Book / Page	614 / 623
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jun 25, 2020
Property Address	199 WALKER RIDGE RD, SPRUCE PINE, NC 28777-0847
Document Number	000614/623
Book / Page	614 / 623
Map Reference	MB 2 PG 181-182
Instrument Date	Jun 18, 2020
Instrument	2020001011
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 403, LITTLE SWITZERLAND, NC 28749-0403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 WALKER RIDGE RD, SPRUCE PINE, NC 28777-0847

Mortgage

Document Number	2020001012
Date	Jun 25, 2020
Instrument	2020001012

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 7, 2018
Property Address	199 WALKER RIDGE RD, SPRUCE PINE, NC 28777-0847
Document Number	000593/744
Book / Page	593 / 744
Map Reference	MB2 PG181-182
Instrument Date	Aug 7, 2018
Instrument	2018001351
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 112648, NAPLES, FL 34108-0145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 403, LITTLE SWITZERLAND, NC 28749-0403

Mortgage

Document Number	2018001352
Date	Aug 7, 2018
Instrument	2018001352

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 199 Walker Ridge Rd was $3,531.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,531.00	$551,800 (-) Land $43,100 Building $508,700
2025	$3,531.00	$551,800 Land $43,100 Building $508,700
2023	$3,476.00	$551,800 Land $43,100 Building $508,700	$551,800 Land $43,100 Building $508,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Walker Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Walker Ridge Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walker Ridge Rd

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