199 W Locust St, Dover, MO 64022 Property Records

Lafayette County property record for 199 W Locust St, Dover, MO 64022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,970 sqft · built 1900
Lot Size	0.528 acres (23,013 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-9.0-29-2-001-025.000`

Property Details

APN / Parcel Number

Primary APN	`05-9.0-29-2-001-025.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,970 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,013 sqft (0.528 acres)
Lot Dimensions	148 ft deep x 155 ft wide
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	199 W LOCUST ST
City	DOVER
State	MO
Zip	64022-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 39 & 40 ORIGINAL TOWN DOVER; 531-21, 672-229, 845-63, 1002-1089, 2018DR1569, 2018DR1570
Legal Range	25
Legal Township	51
Legal Section	29
Legal Subdivision	TOWN DOVER
Legal Lot Number	39-40
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DOVER
Census Block Group	5
Census Block	5013
Census Tract	90200

Owner

Source: Lafayette County assessment roll, as of October 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	199 W LOCUST ST, DOVER, MO 64022-8806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2021
Deed Sale	Dec 14, 2021
Prior Sale	Dec 14, 2021
Deed Document Number	20212021DR6668
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	2018DR1569
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	199 W LOCUST ST, DOVER, MO 64022-8806
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR4157
Date	Aug 10, 2021
Instrument	2021DR4157

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	199 W LOCUST ST, DOVER, MO 64022-8806
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR0002
Date	Jan 3, 2022
Instrument	2022DR0002

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	199 W LOCUST ST, DOVER, MO 64022-8806
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR2463
Date	Jul 6, 2023
Instrument	2023DR2463

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 27, 2018
Property Address	199 W LOCUST ST, DOVER, MO 64022-8806
Document Number	2018DR1569
Instrument Date	Apr 27, 2018
Instrument	2018DR1569
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 W LOCUST ST, DOVER, MO 64022-8806

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 27, 2018
Property Address	199 W LOCUST ST, DOVER, MO 64022-8806
Document Number	2018DR1570
Instrument Date	Apr 27, 2018
Instrument	2018DR1570
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 W LOCUST ST, DOVER, MO 64022-8806

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Dover Town
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+12.47%)	$25,173 (+532.01%)	$132,490 (+531.96%) Land $4,190 Building $128,300
2024	$1,572.00
2023		$3,983	$20,965 Land $3,675 Building $17,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Air Link Rural Broadband Fixed Wireless	25 / 3

May also be available: Brightspeed, United Electric Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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