199 W 480 S, Orem, UT 84058 Property Records

Utah County property record for 199 W 480 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,617 sqft · built 2020
Lot Size	0.305 acres (13,267 sqft)
Owner	2 Trust Names on Record
Last Sale	$685,300 (Jan 2021)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`39-286-0053`

Property Details

APN / Parcel Number

Primary APN	`39-286-0053`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,617 sqft Living Area
Gross Area	5,922 sqft
Basement Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	13,267 sqft (0.305 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	199 W 480 S
City	OREM
State	UT
Zip	84058-7672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53, PLAT B, THE FARM AMD SUB AREA 0.305 AC.
Legal Subdivision	THE FARM AMD SUB
Legal Lot Number	53
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1001
Census Tract	1107

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	199 W 480 S, OREM, UT 84058-7672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA MORTGAGE LLC
May 21, 2021	Intrafamily Transfer, Transfer
Jan 14, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 13, 2020	Grant Deed, Transfer SIS 002 LLC
Aug 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE CO
Nov 7, 2019	Quit Claim Deed, Transfer UNITED W TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	20217802
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000095998
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	199 W 480 S, OREM, UT 84058-7672
Transaction Type	Mortgage
Record Updated	Dec 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126749
Date	Dec 22, 2022
Instrument	126749:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	199 W 480 S, OREM, UT 84058-7672
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084943
Date	Jul 28, 2022
Instrument	84943:2022

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	199 W 480 S, OREM, UT 84058-7672
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	FIRST AMERICAN-OREM, FIRST AMERICAN OREM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043317
Date	Apr 7, 2022
Instrument	43317:2022

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 21, 2021
Property Address	199 W 480 S, OREM, UT 84058-7672
Document Number	0000095998
Instrument Date	Apr 15, 2021
Instrument	95998:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	199 W 480 S, OREM, UT 84058-7672

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 14, 2021
Property Address	199 W 480 S, OREM, UT 84058-7672
Document Number	0000007802
Instrument Date	Jan 11, 2021
Instrument	7802:2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 W 480 S, OREM, UT 84058-7672

Mortgage

Document Number	0000007803
Date	Jan 14, 2021
Instrument	7803:2021

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Aug 13, 2020
Property Address	199 W 480 S, OREM, UT 84058-7672
Document Number	0000120103
Instrument Date	Aug 11, 2020
Instrument	120103
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	UNITED W TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	270 E 930 S OREM UT 840585000, OREM, UT 84058-5000

Mortgage

Document Number	120104
Date	Aug 13, 2020
Instrument	120104

Lender

Name	SIS 002 LLC
Address	111 E BROADWAY # 1100, SALT LAKE CITY, UT 84111-5225

Agreement

Amount	Amount Recorded

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 13, 2020
Property Address	199 W 480 S, OREM, UT 84058-7672
Document Number	0000120121
Instrument Date	Aug 6, 2020
Instrument	120121:2020
Transaction Type	Construction Loan
Record Updated	May 12, 2022
Title Company	UNITED WEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120146
Date	Aug 13, 2020
Instrument	120146:2020

Lender

Name	SECURITY NATIONAL LIFE INSURANCE CO
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 7, 2019
Property Address	199 W 480 S, OREM, UT 84058-7672
Document Number	0000116378
Instrument Date	Nov 6, 2019
Instrument	116378
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	UNITED W TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 N PALISADES DR OREM UT 840974341, OREM, UT 84097-4341

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,740 (-44.44%)	$926,800 (+1.01%) Land $282,600 Building $644,200
2025	$4,019.00 (+0.02%)	$917,500 (+106.18%) Land $282,600 Building $634,900	$917,500 (+13.4%) Land $282,600 Building $634,900
2024	$4,018.00 (+18.67%)
2023	$3,386.00 (+0.71%)	$445,005	$809,100 Land $269,100 Building $540,000
2022	$3,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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