199 Valley St, Dubuque, IA 52003 Property Records

Dubuque County property record for 199 Valley St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1965
Lot Size	0.121 acres (5,278 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2023)
Tax Bill	$3,188 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-461-004`

Property Details

APN / Parcel Number

Primary APN	`10-25-461-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,785 sqft Living Area
1st Floor Area	836 sqft
Upper Floors Area	627 sqft
Basement Area	1,148 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,278 sqft (0.121 acres)
Lot Dimensions	91 ft deep x 58 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	145 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	199 VALLEY ST
City	DUBUQUE
State	IA
Zip	52003-7563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-1-2-33 LEVIS ADD
Legal Subdivision	BRYANT
Legal Lot Number	1-33 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4004
Census Tract	801

Owner

199 Valley St is owned and occupied by an individual who bought it in June 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 15, 2020	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Apr 15, 2020 · Amount on File
Deed Document Number	2023-00005244
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006195
Date	Apr 20, 2021
Instrument	2021-00006195

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005804
Date	May 4, 2022
Instrument	2022-00005804

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 6, 2023
Property Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Document Number	0000005244
Instrument Date	May 30, 2023
Instrument	2023-00005244
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005245
Date	Jun 6, 2023
Instrument	2023-00005245

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011134
Date	Jul 31, 2020
Instrument	2020-00011134

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	DUBUQUE IA
Recording Date	Apr 15, 2020
Property Address	199 VALLEY ST, DUBUQUE, IA 52003-7563
Document Number	0000004464
Instrument Date	Mar 18, 2020
Instrument	2020-00004464
Transaction Type	Foreclosure
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	199 VALLEY ST, DUBUQUE, IA 52003-7563

Mortgage

Document Number	0000004465
Date	Apr 15, 2020
Instrument	2020-00004465

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,400 Land $24,800 Building $216,600	$241,400 Land $24,800 Building $216,600
2024	$3,188.00
2023		$221,700 (+17.56%) Land $22,500 Building $199,200	$221,700 Land $22,500 Building $199,200
2022	$3,252.00	$188,580 Land $20,250 Building $168,330
2021			$188,580 Land $20,250 Building $168,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Valley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

Nearby Properties on Valley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures