199 Turtle Pond Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 199 Turtle Pond Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 2004
Lot Size	0.5 acres (21,814 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Oct 2013)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Feb 2016 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B097D-010-000`

Property Details

APN / Parcel Number

Primary APN	`B097D-010-000`
Alternative APNs	`B097D00000010000` `17971`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Heated Area
1st Floor Area	1,644 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,814 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	140 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17971
Street Address	199 TURTLE POND RD
City	BAINBRIDGE
State	GA
Zip	39819-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	362 229 199 TURTLE POND RD
Legal Subdivision	BRIARHILL
Legal Lot Number	10
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4006
Census Tract	970600

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 TURTLE POND RD, BAINBRIDGE, GA 39819-7857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2016	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2013 · Amount on Record
Deed Sale	Oct 30, 2013 · Amount on Record
Prior Sale	Jul 21, 2009 · Amount on Record
Deed Document Number	2013912
Deed Book / Page	362 / 229
Prior Transfer Date	Apr 3, 2012
Prior Transfer Doc	000337/188
Record Updated	Sep 20, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	199 TURTLE POND RD, BAINBRIDGE, GA 39819-7857
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000393/274
Date	Feb 12, 2016
Book Page	393/274

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	199 TURTLE POND RD, BAINBRIDGE, GA 39819-7857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 TURTLE POND RD, BAINBRIDGE, GA 39819-7857

Mortgage

Document Number	0000000459/0000000938
Date	Jun 2, 2020
Book Page	0000000459/0000000938

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+5.35%) Homeowner's exemption	$103,548 (+20.34%) Land $10,000 Building $93,548	$258,870 (+20.34%) Land $25,000 Building $233,870
2023	$2,599.00 (-2.07%) Homeowner's exemption	$86,043 Land $10,000 Building $76,043	$215,108 Land $25,000 Building $190,108
2022	$2,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bainbridge Fiber, Conexon Connect.

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