199 Truffle Trl, Boone, NC 28607 Property Records

Watauga County property record for 199 Truffle Trl, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,398 sqft · built 2019
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Jul 2018)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2809-58-3976-000`

Property Details

APN / Parcel Number

Primary APN	`2809-58-3976-000`
Alternative APN	`1784264`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	742 sqft
Finished Basement	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	96,268 sqft (2.21 acres)
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1784264
Street Address	199 TRUFFLE TRL
City	BOONE
State	NC
Zip	28607-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOMJ
Legal Description	LOT 5 APPLE CREEK
Legal Subdivision	APPLE CREEK
Legal Lot Number	5
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1015
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Dec 3, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS
Jul 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	2018670113
Deed Book / Page	1980 / 619
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	199 TRUFFLE TRL, BOONE, NC 28607-6802
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TRUFFLE TRAIL, BOONE, NC 28607

Mortgage

Document Number	0024700321
Date	Jan 28, 2026
Book Page	2470/321
Instrument	757123

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	199 TRUFFLE TRL, BOONE, NC 28607-6802
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021710253
Date	Mar 5, 2021
Book Page	2171/253
Instrument	703105

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	199 TRUFFLE TRL, BOONE, NC 28607-6802
Document Number	0020040672
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TBD TRUFFLE TRL BOONE NC 28607, BOONE, NC 28607

Mortgage

Document Number	0020040672
Date	Dec 3, 2018
Book Page	002004/000672
Instrument	674618

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Dec 2, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 5, 2018
Property Address	199 TRUFFLE TRL, BOONE, NC 28607-6802
Document Number	0019800619
Book / Page	001980 / 000619
Instrument Date	Jul 3, 2018
Instrument	670113
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	256 RAINBOW MOUNTAIN RD BOONE NC 286076830, BOONE, NC 28607-6830

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,400 (-) Land $59,900 Building $465,500
2025	$2,101.00	$525,400 (-) Land $59,900 Building $465,500
2024			$525,400 Land $59,900 Building $465,500
2023		$525,400 Land $59,900 Building $465,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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