199 SW 12th St, Cedaredge, CO 81413 Property Records

Delta County property record for 199 SW 12th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$196,220 (Apr 2020)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003909`

Property Details

APN / Parcel Number

Primary APN	`R003909`
Alternative APN	`319330100009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,742 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003909
Street Address	199 SW 12TH ST
City	CEDAREDGE
State	CO
Zip	81413-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	199 SW 12TH ST CEDAREDGE 81413 S: 30 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC .41+- SEC 30 T13S R94W 6PM PT OF NE4NE4 SEC 30 BEG AT PNT 820W & 660S OF NE COR OF SD SUBD TH E135 TH N135 TH W135 TH S135 TO POB LESS M R BK 350 PG 178 BK 339 PG 453
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2017
Census Tract	965201

Owner

199 SW 12th St is owned and occupied by two individuals who bought it in April 2020.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Oct 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage NUVISTA FCU
Sep 9, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Mar 11, 2003 · Amount on File
Deed Document Number	2020718447
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	0000713534
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 29, 2020
Property Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251
Document Number	0000718447
Instrument Date	Apr 29, 2020
Instrument	718447
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22045 CLIFF VIEW RD, 22045, DELTA, CO 81416-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251

Mortgage

Document Number	0000718448
Date	Apr 29, 2020
Instrument	718448

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	718449
Date	Apr 29, 2020
Instrument	718449

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714306
Date	Oct 11, 2019
Instrument	714306

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	ATLANTIC CITY, NJ 8401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Nov 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Sep 9, 2019
Property Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251
Document Number	0000713534
Instrument Date	Sep 9, 2019
Instrument	713534
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	199 SW 12TH ST, CEDAREDGE, CO 81413-5251

Tax Assessment & Valuation

The 2025 property tax bill for 199 SW 12th St was $1,268, up 18.9% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+18.95%)	$20,011 (+15.98%) Land $2,813 Building $17,198	$320,172 Land $45,000 Building $275,172
2024	$1,066.00 (+4.41%)	$17,254 (-) Land $2,208 Building $15,046
2023	$1,021.00 (+14.46%)	$17,254 (+16.1%) Land $2,208 Building $15,046	$257,527 (+20.44%) Land $32,961 Building $224,566
2022	$892.00	$14,861 Land $2,016 Building $12,845	$213,824 Land $29,000 Building $184,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 SW 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 SW 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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