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199 Stephenson Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 199 Stephenson Rd, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1970
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Tax Bill$909 (2026)
Deeds & MortgagesJan 2026 Mortgage
Jan 2017 Refinance
Flood ZoneZone X (minimal risk)
APN44A-65A

Property Details

APN / Parcel Number

Primary APN44A-65A
Alternative APN
  • 8008958

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area936 sqft Living Area
Gross Area1,654 sqft
1st Floor Area628 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialMetal
Lot Area19,166 sqft (0.44 acres)
TerrainRolling
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8008958
Street Address199 STEPHENSON RD
CitySTEPHENSON
StateVA
Zip22656-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.44 ACRE
Legal Subdivision5
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3004
Census Tract50100

Owner

Source: Frederick County records · APN 44A-65A

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1253 PITCOCK LN, WINCHESTER, VA 22602-2678
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Jan 30, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
VIRGINIA NATIONSTAR MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address199 STEPHENSON RD, STEPHENSON, VA 22656-1759
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyTITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1253 PITCOCK LN, WINCHESTER, VA 22602-2678

Mortgage

Document Number0000000645
DateJan 22, 2026
Instrument260000645
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address199 STEPHENSON RD, STEPHENSON, VA 22656-1759
Transaction TypeMortgage
Record UpdatedMay 28, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000951
DateJan 30, 2017
Instrument170000951
Lender
NameVIRGINIA NATIONSTAR MORTGAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJan 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$909.00 (+10.32%)$171,600 Land $88,000 Building $83,600$171,600 Land $88,000 Building $83,600
2025$824.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 32% of the US · above 54% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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