199 Rustic Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 199 Rustic Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Lot Size	25.7 acres (1,123,543 sqft)
Owner	Individual Name on Record
Last Sale	$967,500 (Dec 2024)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4684-07-8967.000`

Property Details

APN / Parcel Number

Primary APN	`4684-07-8967.000`
Alternative APNs	`77434594` `80117497`

Exterior

Lot Area	1,123,543 sqft (25.7 acres)
Lot Width	935 ft Width

Location & Zoning

Account Number	80117497
Street Address	199 RUSTIC RD
City	MOORESVILLE
State	NC
Zip	28115-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1144
Legal Subdivision	SOUTHEAST CODDLE CREEK
Legal Block	7
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2007
Census Tract	61408

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BANK
Dec 16, 2024	Warranty Deed, Transfer
Apr 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Book / Page	3105 / 692
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 20, 2025
Property Address	199 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0003177555
Book / Page	3177 / 555
Instrument Date	Nov 20, 2025
Transaction Type	Construction Loan
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8720 ARBOR COMMONS LN, CONCORD, NC 28027-3575

Mortgage

Document Number	0003177558
Date	Nov 20, 2025
Instrument	3177/558

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 16, 2024
Property Address	199 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0003105692
Book / Page	3105 / 692
Instrument Date	Dec 6, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 BYERS CREEK RD, MOORESVILLE, NC 28117-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 811, CORNELIUS, NC 28031-0811
Investor	Possibly a Property Investor

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 5, 2024
Property Address	199 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0030531997
Book / Page	3053 / 1997
Instrument Date	Apr 4, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 BYERS CREEK RD, MOORESVILLE, NC 28117-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 BYERS CREEK RD STE A, A, MOORESVILLE, NC 28117-4453
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,840 (-) Land $510,840	$510,840 (-) Land $510,840
2025	$3,805.00 (-8.31%)	$510,840 (-) Land $510,840	$510,840 (-) Land $510,840
2024	$4,150.00 (+9.07%)	$510,840 (-) Land $510,840	$510,840 (-) Land $510,840
2023	$3,805.00	$510,840 Land $510,840	$510,840 Land $510,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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