199 Rolling Rd, Chestertown, MD 21620 Property Records

Kent County property record for 199 Rolling Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,223 sqft · built 1977
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Mar 1984)
Tax Bill	$4,441 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-003837`

Property Details

APN / Parcel Number

Primary APN	`04-003837`
Alternative APNs	`4003837` `003837`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,223 sqft Total Area
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,200 sqft (0.441 acres)
Garage Type	Mixed
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	003837
Street Address	199 ROLLING RD
City	CHESTERTOWN
State	MD
Zip	21620-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 28 PLAT 3A 199 ROLLING RD COLLEGE HEIGHTS
Legal Subdivision	COLLEGE HEIGHTS
Legal Lot Number	28
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

199 Rolling Rd is owned and occupied by two individuals who bought it in March 1984.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 ROLLING RD, CHESTERTOWN, MD 21620-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1984 · Amount on File
Deed Sale	Mar 30, 1984 · Amount on File
Prior Sale	Aug 1, 1979 · Amount on File
Deed Book / Page	161 / 57
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	199 ROLLING RD, CHESTERTOWN, MD 21620-1216
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 ROLLING RD, CHESTERTOWN, MD 21620-1216

Mortgage

Document Number	0013400001
Date	Nov 13, 2023
Book Page	1340/1

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	199 ROLLING RD, CHESTERTOWN, MD 21620-1216
Document Number	0009150201
Book / Page	000915 / 000201
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 ROLLING RD CHESTERTOWN MD 216201216, CHESTERTOWN, MD 21620-1216

Mortgage

Document Number	0009150201
Date	Aug 24, 2017
Book Page	000915/000201

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 199 Rolling Rd was $4,441 with a homeowner's exemption, up 0.7% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,441.00 (+0.7%) Homeowner's exemption	$283,400	$287,400 Land $92,300 Building $195,100
2025	$4,410.00 Homeowner's exemption
2023	$3,790.00 Homeowner's exemption	$256,067	$281,400 Land $92,300 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Rolling Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Rolling Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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