199 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 199 River Rd, Putnam, CT 06260 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,920 sqft · built 1974
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,112 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PUTN M:044 L:004 U:000`

Property Details

APN / Parcel Number

Primary APN	`PUTN M:044 L:004 U:000`
Alternative APN	`2953`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	4,416 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	141,134 sqft (3.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2953
Street Address	199 RIVER RD
City	PUTNAM
State	CT
Zip	06260-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1038
Census Tract	903200

Owner

Source: Putnam Town records · APN PUTN M:044 L:004 U:000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	199 RIVER RD, PUTNAM, CT 06260-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Recording Date	May 07, 2026
Property Address	199 RIVER RD, PUTNAM, CT 06260-2913
Document Number	000877-654
Book / Page	877 / 654
Instrument Date	Apr 24, 2026
Instrument	2026835
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 RIVER RD, PUTNAM, CT 06260-2913

Mortgage

Document Number	0000000835,
Date	May 07, 2026
Book Page	877/654
Instrument	2026835

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 18, 2020
Property Address	199 RIVER RD, PUTNAM, CT 06260-2913
Document Number	834-871
Book / Page	000834 / 000871
Instrument Date	Sep 17, 2020
Instrument	1277
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BROAD ST MARLBOROUGH MA 017524057, MARLBOROUGH, MA 01752-4057

Mortgage

Document Number	834-874
Date	Sep 18, 2020
Book Page	000834/000874
Instrument	1278

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Putnam Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,112.00	$270,500 (+54.75%) Land $47,400 Building $223,100	$189,350 Land $33,180 Building $156,170
2024	$5,112.00 (+25.57%)
2023	$4,071.00 (+4.95%)	$174,800 (-) Land $36,600 Building $138,200
2022	$3,879.00	$174,800 Land $36,600 Building $138,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09015C, updated September 13, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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