McHenry County property record for 199 Ratzlaff St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · built 1916 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-302-006 |
| Primary APN | 01-35-302-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1916 |
|---|---|
| Architectural Style | Farmhouse |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft |
| Lot Dimensions | 96 ft deep x 66 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 199 RATZLAFF ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2012R0000185 LT 8 /EX W 75FT/ BLK 8 E E AYERS ADDN |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 35 |
| Legal Subdivision | E E AYERS ADD |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 870302 |
The current owner of 199 Ratzlaff St acquired it in January 2012.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4414 VALLEY VIEW RD, CRYSTAL LAKE, IL 60012-2114 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2012 |
| Deed Sale | Jan 3, 2012 |
| Prior Sale | Aug 21, 2007 · Amount on File |
| Deed Document Number | 2007R0057365 |
| Record Updated | Jun 7, 2026 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $39,984 Land $6,430 Building $33,554 | $119,952 Land $19,290 Building $100,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 199 Ratzlaff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 Ratzlaff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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