Cecil County property record for 199 Providence Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,997 sqft · built 1978 |
| Lot Size | 4.56 acres (198,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Apr 2021) |
| Tax Bill | $4,529 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-024311 |
| Primary APN | 04-024311 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,997 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 198,634 sqft (4.56 acres) |
| Garage Type | Mixed |
| Garage Area | 1,236 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 616 sqft |
| Deck Area | 100 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 024311 |
|---|---|
| Street Address | 199 PROVIDENCE RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 4.569 ACRES 199 PROVIDENCE ROAD N OF ANDORA |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30601 |
Source: Cecil County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 PROVIDENCE RD, ELKTON, MD 21921-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2002 · Amount on Record |
| Deed Book / Page | 4861 / 260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 28, 2021 |
| Property Address | 199 PROVIDENCE RD, ELKTON, MD 21921-2532 |
| Document Number | 0048610260 |
| Book / Page | 4861 / 260 |
| Instrument Date | Apr 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENT & ESC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 199 PROVIDENCE RD, ELKTON, MD 21921-2532 |
| Document Number | 0004861265 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 4861/265 |
| Name | SUN WEST MORTGAGE USA INC FN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,167 (+18.77%) | $473,900 (+2.51%) Land $105,100 Building $368,800 | |
| 2025 | $4,529.00 (+29.77%) Homeowner's exemption | ||
| 2023 | $3,490.00 Homeowner's exemption | $392,500 | $462,300 Land $105,100 Building $357,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: Armstrong Holdings, Talkie Communications.
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