199 Polpis Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 199 Polpis Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,554 sqft · built 2002
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,858 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`NANT M:00026 P:00035`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00026 P:00035`
Alternative APN	`716`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,554 sqft Living Area
Gross Area	9,116 sqft
1st Floor Area	2,104 sqft
Basement Area	2,104 sqft
Unfinished Basement	2,104 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	178,596 sqft (4.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	716
Street Address	199 POLPIS RD
City	NANTUCKET
State	MA
Zip	02554-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LUG3
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	2
Census Block	2016
Census Tract	950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

199 Polpis Rd is owned and occupied by two individuals.

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 POLPIS RD, NANTUCKET, MA 02554-2319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	199 POLPIS RD, NANTUCKET, MA 02554-2319
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001806-1
Date	Mar 1, 2021
Book Page	1806/1
Instrument	794

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2031
Index	Other
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 199 Polpis Rd was $15,858, up 2.1% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,858.00 (+2.11%)	$4,834,800 (-2.56%) Land $1,935,700 Building $2,899,100
2024	$15,530.00 (+22.48%)	$4,961,800 (+25.61%) Land $2,104,000 Building $2,857,800
2023	$12,680.00	$3,950,100 Land $1,851,600 Building $2,098,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 199 Polpis Rd in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	10 (1991–2018)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Polpis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250