199 Pelham Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 199 Pelham Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,059 sqft · built 1996
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Company Names on Record
Last Sale	$171,450 (Aug 1997)
Tax Bill	$6,183 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:5 B:95 L:3`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:5 B:95 L:3`
Alternative APN	`M:0005 B:0095 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	4,404 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	199 PELHAM RD
City	DRACUT
State	MA
Zip	01826-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	95
Legal Lot Number	3
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1015
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	199 PELHAM RD, DRACUT, MA 01826-1607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CREDIT UNION
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1997 · Amount on Record
Deed Sale	Aug 27, 1997 · Amount on Record
Prior Sale	Feb 3, 1997 · Amount on Record
Deed Book / Page	8747 / 76
Last Transfer Date	Mar 21, 2025
Transfer Doc	039137-106
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	May 20, 2026
Property Address	199 PELHAM RD, DRACUT, MA 01826-1607
Document Number	040070-181
Book / Page	40070 / 181
Instrument Date	Apr 20, 2026
Instrument	202615554
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015554,
Date	May 20, 2026
Book Page	40070/181
Instrument	202615554

Lender

Name	JEANNE D'ARC CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	199 PELHAM RD, DRACUT, MA 01826-1607
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039213-21
Date	Apr 28, 2025
Book Page	39213/21
Instrument	12262

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,183.00 (+1.44%)	$639,400 (+6.16%) Land $257,100 Building $382,300	$639,825 (-)
2025	$6,095.00 (+1.65%)	$602,300 (+4.97%) Land $236,000 Building $366,300	$639,825 (+3.47%)
2024	$5,996.00 (+3.11%)	$573,800 (+14.26%) Land $224,900 Building $348,900	$618,355
2023	$5,815.00	$502,200 Land $195,700 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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