199 Pearson Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 199 Pearson Dr, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,444 sqft · built 1964
OwnerIndividual Name on File
Last Sale$306,000 (May 2018)
Tax Bill$1,678 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN10B-6-E-20

Property Details

APN / Parcel Number

Primary APN10B-6-E-20
Alternative APN
  • 19527

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,444 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof MaterialComposition Shingle
PorchOpen Porch
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number19527
Old Parcel Number10B-6-E-20
Street Address199 PEARSON DR
CityCOLONIAL BEACH
StateVA
Zip22443-5058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionEBB TIDE BEACH LOTS 20 & 21 BK E SEC FDB 907 PG 631 R/S
Legal SubdivisionEBB TIDE BEACH
Legal BlockE
Legal Lot Number20-21 21
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3012
Census Tract10300

Owner

Source: Westmoreland County records · APN 10B-6-E-20

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10312 LEXINGTON CT, FREDERICKSBURG, VA 22408-2595
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA PARTNERS BANK
May 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JOHNSON MORTGAGE COMPANY LLC
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Deed Document Number0000907631
Deed Book / Page907 / 631
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address199 PEARSON DR, COLONIAL BEACH, VA 22443-5058
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009550656
DateMay 10, 2022
Instrument09550656
Lender
NameVIRGINIA PARTNERS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address199 PEARSON DR, COLONIAL BEACH, VA 22443-5058
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009311336
DateMay 22, 2020
Instrument09311336
Lender
NameJOHNSON MORTGAGE COMPANY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateMay 14, 2018
Property Address199 PEARSON DR, COLONIAL BEACH, VA 22443-5058
Document Number0009070631
Instrument DateMay 10, 2018
Instrument9070631
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyNOT AVAILABLE, MULTIPLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10312 LEXINGTON CT, FREDERICKSBURG, VA 22408-2595

Mortgage

Document Number0009070633
DateMay 14, 2018
Instrument9070633
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,678.00 (+9.67%)$246,900 (-) Land $109,800 Building $137,100$246,900 (-) Land $109,800 Building $137,100
2023$1,530.00$246,900 Land $109,800 Building $137,100$246,900 Land $109,800 Building $137,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 22, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50

May also be available: Verizon.

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBERKLEY BEACH - EBB TIDE BEACH
private · serves 892 people
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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