199 Oxbow Rd, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 199 Oxbow Rd, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,404 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$26,538 (Mar 2007)
Tax Bill	$3,013 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`492089 133.00-2-10.21`

Property Details

APN / Parcel Number

Primary APN	`492089 133.00-2-10.21`
Alternative APNs	`208913300000020100210000` `00000012168`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000012168
Street Address	199 OXBOW RD
City	WAVERLY
State	NY
Zip	14892-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	10.021
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	1
Census Block	1077
Census Tract	20702

Owner

199 Oxbow Rd is owned and occupied by two individuals who bought it in March 2007.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 OXBOW RD, WAVERLY, NY 14892-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit GUTHRIE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007 · Amount on File
Deed Sale	Mar 14, 2007 · Amount on File
Deed Book / Page	14245 / 5001
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Recording Date	Jun 29, 2026
Property Address	199 OXBOW RD, WAVERLY, NY 14892-9725
Document Number	0000002313
Instrument Date	Jun 15, 2026
Instrument	20262313
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 OXBOW RD, WAVERLY, NY 14892-9725

Mortgage

Document Number	0000002313,
Date	Jun 29, 2026
Instrument	20262313

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.71%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	199 OXBOW RD, WAVERLY, NY 14892-9725
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000000771
Date	Mar 1, 2023
Instrument	20230-00000771

Lender

Name	GUTHRIE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 199 Oxbow Rd was $3,013 with a homeowner's exemption, down 29.6% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,013.00 (-29.64%) Homeowner's exemption
2025	$4,282.00	$84,700 Land $19,900 Building $64,800	$150,712 Land $35,409 Building $115,303
2023		$84,700 Land $19,900 Building $64,800	$141,167 Land $33,167 Building $108,000
2019	$2,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Oxbow Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2018)
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Oxbow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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