St. Johns County property record for 199 Osprey Mills Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,066 sqft · built 2021 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (Oct 2026) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-5060 |
| Primary APN | 029011-5060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 3,044 sqft |
| 1st Floor Area | 2,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 199 OSPREY MILLS LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/15-24 WHISPER CREEK PHASE 5 UNIT A LOT 506 OR5170/1272 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 5 UNIT A |
| Legal Phase | 5 |
| Legal Block | 1 |
| Legal Lot Number | 506 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 20905 |
199 Osprey Mills Ln is owned and occupied by two individuals who bought it in October 2026.
Source: St. Johns County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP |
| Oct 8, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 23, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 4, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on File |
| Deed Sale | Oct 5, 2026 · Amount on File |
| Prior Sale | Feb 4, 2021 · Amount on File |
| Deed Document Number | 202684315 |
| Deed Book / Page | 6447 / 1728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0000084315 |
| Book / Page | 6447 / 1728 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202684315 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | OCEAN BLUE TITLE LLC, ST JOHNS BLUE OCEAN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352,086.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0000084316, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 6447/1730 |
| Instrument | 202684316 |
| Name | NETWORK FUNDING LP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 199 CSPREY MILLS LN, SAINT AUGUSTINE, FL 32092 |
| Document Number | 0053890778 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 5389/778 |
| Instrument | 2021110000 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0056381712 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 5638/1712 |
| Instrument | 2022090764 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0051701272 |
| Book / Page | 5170 / 1272 |
| Map Reference | MB 95 PG 15-24 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021012803 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,318.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0051701273 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 5170/1273 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 16, 2020 |
| Property Address | 199 OSPREY MILLS LN, SAINT AUGUSTINE, FL 32092-5502 |
| Document Number | 0049901133 |
| Book / Page | 004990 / 001133 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 57136 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $19,642.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 10255 FORTUNE PKWY #150 JACKSONVILLE FL 322566502, 150, JACKSONVILLE, FL 32256-6502 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 199 Osprey Mills Ln was $3,017, up 2.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,278 (+2.7%) | $424,576 (+0.31%) Land $120,000 Building $304,576 | |
| 2025 | $3,017.00 (+2.72%) Disabled Person's exemption Veteran's exemption | $389,755 (+2.9%) | $423,271 (+0.07%) Land $100,000 Building $323,271 |
| 2024 | $2,937.00 (+0.44%) Disabled Person's exemption Veteran's exemption | $378,771 (+3%) | $422,970 (+11.3%) Land $100,000 Building $322,970 |
| 2023 | $2,924.00 (-56.89%) Disabled Person's exemption Veteran's exemption | $367,739 (+5.9%) | $380,034 (+9.44%) Land $84,000 Building $296,034 |
| 2022 | $6,783.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $347,238 | $347,238 Land $84,000 Building $263,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 199 Osprey Mills Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 Osprey Mills Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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