199 Osborn Rd, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 199 Osborn Rd, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,538 sqft · built 2004
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2025)
Tax Bill	$9,775 (2026)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-0651`

Property Details

APN / Parcel Number

Primary APN	`071-0651`
Alternative APNs	`NAUG M:V-25E181-1` `NAUG M:071 L:0651` `AR17 25E181 1` `71-0651`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,538 sqft
Basement Area	1,454 sqft
Unfinished Basement	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	71-0651
Street Address	199 OSBORN RD
City	NAUGATUCK
State	CT
Zip	06770-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	651
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	5
Census Block	5003
Census Tract	345201

Owner

199 Osborn Rd is owned by two individuals who bought it in August 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12007 143RD ST, JAMAICA, NY 11436-1506
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Warranty Deed, Transfer · Line of Credit RELIANT HOME FUNDING
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20252617
Deed Book / Page	1165 / 744
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 25, 2025
Property Address	199 OSBORN RD, NAUGATUCK, CT 06770-5204
Document Number	001165-744
Book / Page	1165 / 744
Instrument Date	Aug 22, 2025
Instrument	20252617
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 143RD ST, JAMAICA, NY 11436-1506

Mortgage

Document Number	0020252618
Date	Aug 25, 2025
Instrument	2025-2618

Lender

Name	RELIANT HOME FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 28, 2021
Property Address	199 OSBORN RD, NAUGATUCK, CT 06770-5204
Document Number	001076-414
Book / Page	1076 / 414
Instrument Date	Jun 25, 2021
Instrument	2771
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002772
Date	Jun 28, 2021
Instrument	2772

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 199 Osborn Rd was $9,775, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,775.00 (+1.63%)	$241,710 (-) Land $35,420 Building $206,290	$437,607 (+158.64%)
2025	$9,618.00	$241,710 Land $35,420 Building $206,290	$169,197 Land $24,794 Building $144,403
2024	$9,618.00 (-11.08%)
2023	$10,817.00 (+33.79%)	$241,710 (+42.75%) Land $35,420 Building $206,290
2022	$8,085.00	$169,320 Land $37,510 Building $131,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 199 Osborn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Osborn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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