199 Oak Ridge Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 199 Oak Ridge Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,686 sqft · built 1928
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Aug 2001)
Tax Bill	$28,704 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04801-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-04801-0000-00011`
Alternative APNs	`1800094A00011` `180480100011`

Interior

Stories	2 Stories
Building Area	3,686 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	1800094A00011
Street Address	199 OAK RIDGE AVE
City	SUMMIT
State	NJ
Zip	07901-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	COMMONWEALTH LAND CO MAP 01
Legal Block	4801
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 OAK RIDGE AVE, SUMMIT, NJ 07901-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2001 · Amount on Record
Deed Sale	Aug 10, 2001 · Amount on Record
Prior Sale	Nov 15, 1993 · Amount on Record
Deed Document Number	200197778
Deed Book / Page	5156 / 336
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	199 OAK RIDGE AVE, SUMMIT, NJ 07901-3216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148522001
Date	Jan 5, 2021
Book Page	14852/2001
Instrument	327

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,000 (-) Land $317,000 Building $325,000	$642,000 (-) Land $317,000 Building $325,000
2025	$28,704.00 (+2.64%)	$642,000 (-) Land $317,000 Building $325,000	$642,000 (-) Land $317,000 Building $325,000
2024	$27,965.00 (+1.71%)
2023		$642,000 Land $317,000 Building $325,000	$642,000 Land $317,000 Building $325,000
2022	$27,496.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30