199 N Main St, Centerville (Dayton), OH 45459 Property Records

Montgomery County property record for 199 N Main St, Centerville, OH 45459

Property Summary

Property TypeCommercial
Details1,800 sqft · built 1969
Lot Size0.612 acres (26,659 sqft)
OwnerCompany Name on Record
Last Sale$341,600 (Jan 2021)
Tax Bill$11,614 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APNO68-00102-0141

Property Details

APN / Parcel Number

Primary APNO68-00102-0141

Interior

Stories1 Story
Building Area1,800 sqft Gross Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Lot Area26,659 sqft (0.612 acres)
View / LotMajor Commercial Strip
Utility Building135 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address199 N MAIN ST
CityCENTERVILLE
StateOH
Zip45459-4620
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description6-2-25 12 YR ABA 100% 2023-2034 FT 2035
Legal Lot Number141
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3015
Census Tract40401

Owner

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1019 W RAHN RD, DAYTON, OH 45429-2048
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Aug 19, 2021Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Jan 6, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Prior SaleJan 4, 2010 · Amount on Record
Deed Document Number2021576
Prior Transfer DateDec 18, 1997
Prior Transfer Doc9800000004
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 W RAHN RD, CENTERVILLE, OH 45429-2048

Mortgage

Document Number0000062657
DateAug 20, 2021
Instrument2021-00062657
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 W RAHN RD, DAYTON, OH 45429-2048

Mortgage

Document Number0000062409
DateAug 19, 2021
Instrument2021-00062409
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 W RAHN RD, CENTERVILLE, OH 45429-2048

Mortgage

Document Number0000062515
DateAug 20, 2021
Instrument2021-00062515
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 W RAHN RD, CENTERVILLE, OH 45429-2049

Mortgage

Document Number0000071648
DateDec 19, 2025
Instrument2025-00071648
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 W RAHN RD, CENTERVILLE, OH 45429-2048

Mortgage

Document Number0000071644
DateDec 19, 2025
Instrument2025-00071644
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 RUTH AVE, DAYTON, OH 45417-3614

Mortgage

Document Number0000071646
DateDec 19, 2025
Instrument2025-00071646
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJan 6, 2021
Property Address199 N MAIN ST, CENTERVILLE, OH 45459-4620
Document Number0000000576
Instrument DateOct 5, 2020
Instrument576
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1019 RAHN RD DAYTON OH 45459, DAYTON, OH 45459

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
MunicipalityCenterville City
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,614.00$128,500 (-20.45%) Land $53,740 Building $74,760$367,140 (-) Land $153,550 Building $213,590
2024$11,614.00 (-14.08%)
2023$13,518.00 (+12%)$161,540 (+35.12%) Land $53,740 Building $107,800$367,140 (+7.49%) Land $153,550 Building $213,590
2022$12,070.00$119,550 Land $44,790 Building $74,760
2020$341,550 Land $127,960 Building $213,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1982–1989)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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