199 Montclair Dr, Cary, IL 60013 Property Records

McHenry County property record for 199 Montclair Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,076 sqft · built 2003
Lot Size0.43 acres (18,763 sqft)
Owner2 Owner Names on Record
Last Sale$280,000 (Dec 2011)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-15-276-013

Property Details

APN / Parcel Number

Primary APN19-15-276-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,076 sqft
Gross Area4,577 sqft
1st Floor Area1,501 sqft
2nd Floor Area1,575 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialFrame Siding
Lot Area18,763 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address199 MONTCLAIR DR
CityCARY
StateIL
Zip60013-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2011R0048579 LT 141 CAMBRIA UNIT 10 MEMO: PAVORIS, CHRISTOPHER J/ NICOLE M
Legal Range08E
Legal Township43N
Legal Section15
Legal SubdivisionCAMBRIA 10
Legal Lot Number141
Legal Unit10
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3009
Census Tract871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address199 MONTCLAIR DR, CARY, IL 60013-1829

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2011 · Amount on Record
Deed SaleDec 1, 2011 · Amount on Record
Prior SaleMay 6, 2003 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address199 MONTCLAIR DR, CARY, IL 60013-1829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029607
DateAug 3, 2020
Instrument2020R0029607
Lender
NameOLD SECOND NATIONAL BANK OF AURORA
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$136,175 Land $38,631 Building $97,544$408,525 Land $115,893 Building $292,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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