199 Monroe Rd, Winterport, ME 04496 Property Records

Waldo County and Winterport Town property record for 199 Monroe Rd, Winterport, ME 04496

Property Summary

Property Type	Single Family Home
Lot Size	6.99 acres (304,484 sqft)
Owner	2 Individual Names on File
Last Sale	$177,100 (Jan 2020)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WTPT M:R04 L:182`

Property Details

APN / Parcel Number

Primary APN	`WTPT M:R04 L:182`
Alternative APN	`1354`

Exterior

Lot Area	304,484 sqft (6.99 acres)

Location & Zoning

Account Number	1354
Street Address	199 MONROE RD
City	WINTERPORT
State	ME
Zip	04496-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	182
Jurisdiction	WINTERPORT ME
Township / Civil Division	WINTERPORT
Census Block Group	1
Census Block	1004
Census Tract	41000

Owner

199 Monroe Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Waldo County and Winterport Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 MONROE RD, WINTERPORT, ME 04496-4222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · ARM COASTAL COMMUNITY BANK
Jan 22, 2020	Warranty Deed, Transfer · FHA Mortgage MR COOPER
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	2020613
Deed Book / Page	4461 / 211
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	199 MONROE RD, WINTERPORT, ME 04496-4222
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004916/309
Date	Jul 10, 2023
Book Page	4916/309
Instrument	2023-4281

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTERPORT ME
Recording Date	Jan 22, 2020
Property Address	199 MONROE RD, WINTERPORT, ME 04496-4222
Document Number	0044610211
Book / Page	004461 / 000211
Instrument Date	Jan 21, 2020
Instrument	613
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 KENDALL HEAD RD EASTPORT ME 046313615, EASTPORT, ME 04631-3615

Mortgage

Document Number	44610216
Date	Jan 22, 2020
Book Page	004461/000216
Instrument	614

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	199 MONROE RD, WINTERPORT, ME 04496-4222
Document Number	0044170065
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 MONROE RD WINTERPORT ME 044964222, WINTERPORT, ME 04496-4222

Mortgage

Document Number	0044170065
Date	Sep 17, 2019
Book Page	004417/000065
Instrument	9035

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	HAMPDEN, ME 04444

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Sep 16, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 199 Monroe Rd was $3,232, up 20.3% from the year before.

Source: Waldo County and Winterport Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Winterport Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,232.00 (+20.28%)	$202,000 (-) Land $47,100 Building $154,900
2024	$2,687.00	$202,000 Land $47,100 Building $154,900
2016	$1,720.00	$126,100 Land $36,800 Building $89,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 199 Monroe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Monroe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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