199 Loftis St, Ardmore, OK 73401 Property Records

Carter County property record for 199 Loftis St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1999
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2022)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25420`

Property Details

APN / Parcel Number

Primary APN	`25420`
Alternative APN	`2285-00-003-007-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	132 ft deep x 264 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	20 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25420
Street Address	199 LOFTIS ST
City	ARDMORE
State	OK
Zip	73401-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL HEIGHTS #2, BLK 3 LOT 7 (264X132)
Legal Range	01W
Legal Township	04S
Legal Section	13
Legal Subdivision	ROYAL HEIGHTS #2 ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3035
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 LOFTIS ST, ARDMORE, OK 73401-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20226241
Deed Book / Page	7235 / 68
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 1, 2022
Property Address	199 LOFTIS ST, ARDMORE, OK 73401-8869
Document Number	0007235/68
Book / Page	7235 / 68
Instrument Date	May 27, 2022
Instrument	I-2022-006241
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 LOFTIS ST, ARDMORE, OK 73401-8869

Mortgage

Document Number	I2022006242
Date	Jun 1, 2022
Instrument	I-2022-006242

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 12, 2020
Property Address	199 LOFTIS ST, ARDMORE, OK 73401-8869
Document Number	0006917/82
Book / Page	6917 / 82
Instrument Date	Jul 15, 2020
Instrument	2020-008652
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 LOFTIS ST, ARDMORE, OK 73401-8869

Mortgage

Document Number	2020008653
Date	Aug 12, 2020
Instrument	2020-008653

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,092 (-2.54%) Land $4,200 Building $15,892	$167,440 (-2.53%) Land $35,000 Building $132,440
2025	$2,050.00 Homeowner's exemption	$20,615 (-0.97%) Land $4,200 Building $16,415	$171,792 (-0.97%) Land $35,000 Building $136,792
2024	$2,050.00 (-10.4%) Homeowner's exemption	$20,816 (-8.7%) Land $2,400 Building $18,416	$173,469 (-8.7%) Land $20,000 Building $153,469
2023	$2,288.00 Homeowner's exemption	$22,800 Land $1,200 Building $21,600	$190,000 Land $10,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

199 Loftis St, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Loftis St

Nearby Streets

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