199 Laurel Bluff Rd, Kingston, TN 37763 Property Records

Roane County property record for 199 Laurel Bluff Rd, Kingston, TN 37763

Property Summary

Property TypeSingle Family Home
Lot Size7.9 acres (344,124 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Oct 2014)
Tax Bill$278 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN073097 02014

Property Details

APN / Parcel Number

Primary APN073097 02014
Alternative APN
  • 097 02014

Exterior

Lot Area344,124 sqft (7.9 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Shed1 Shed
Shed Area1 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address199 LAUREL BLUFF RD
CityKINGSTON
StateTN
Zip37763-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
JurisdictionROANE TN
Township / Civil Division7
Census Block Group3
Census Block3020
Census Tract30302

Owner

Source: Roane County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address216 LAUREL BLUFF RD, KINGSTON, TN 37763-6002
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST FARMERS AND COMMERCIAL BANK
Apr 18, 2024Deed of Trust, Mortgage
FIRST FARMERS AND COMMERCIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2014 · Amount on Record
Deed SaleOct 16, 2014 · Amount on Record
Prior SaleJul 17, 2013 · Amount on Record
Deed Document Number20145873
Deed Book / Page1514 / 711
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Recording DateMay 27, 2026
Property Address199 LAUREL BLUFF RD, KINGSTON, TN 37763-6001
Document Number0000021010
Book / Page2043 / 2925
Instrument DateMay 12, 2026
Instrument202621010
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 LAUREL BLUFF RD, KINGSTON, TN 37763-6001

Mortgage

Document Number0000021010,
DateMay 27, 2026
Book Page2043/2925
Instrument202621010
Lender
NameFIRST FARMERS AND COMMERCIAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueMay 12, 2046
Interest
Rate6.3%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address199 LAUREL BLUFF RD, KINGSTON, TN 37763-6001
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001957688
DateApr 18, 2024
Book Page1957/688
Instrument24002552
Lender
NameFIRST FARMERS AND COMMERCIAL BANK
TypeBank
AddressPO BOX 488, PIKEVILLE, TN 37367
Agreement
AmountAmount Recorded
Term60 Months
DueApr 4, 2029

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$278.00 (-4.79%)$18,575 (+52.57%) Land $17,825 Building $750$74,300 (+62.58%) Land $71,300 Building $3,000
2024$292.00 (+6.57%)$12,175 (-) Land $11,425 Building $750
2023$12,175 (+6.56%) Land $11,425 Building $750
2022$274.00$11,425 Land $11,425$45,700 (-6.16%) Land $45,700
2020$48,700 Land $45,700 Building $3,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 77% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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