199 Lake Dr, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 199 Lake Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	956 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2004)
Tax Bill	$9,501 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00255-0000-00182`

Property Details

APN / Parcel Number

Primary APN	`04-00255-0000-00182`
Alternative APN	`040025500182`

Interior

Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	199 LAKE DR
City	STANHOPE
State	NJ
Zip	07874-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L183
Legal Block	255
Legal Lot Number	182
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2020
Census Tract	374300

Owner

199 Lake Dr is owned and occupied by two individuals who bought it in October 2004.

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 LAKE DR, STANHOPE, NJ 07874-3008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2004 · Amount on File
Deed Sale	Oct 15, 2004 · Amount on File
Deed Document Number	200442082
Deed Book / Page	2864 / 133
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	199 LAKE DR, STANHOPE, NJ 07874-3008
Document Number	0096490982
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 LAKE DR STANHOPE NJ 078743008, STANHOPE, NJ 07874-3008

Mortgage

Document Number	0096490982
Date	Oct 25, 2018
Book Page	009649/000982
Instrument	221350

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 199 Lake Dr was $9,501, up 4.9% from the year before.

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,400 (-) Land $147,000 Building $89,400	$236,400 (-) Land $147,000 Building $89,400
2025	$9,501.00 (+4.94%)	$236,400 Land $147,000 Building $89,400	$236,400 Land $147,000 Building $89,400
2024	$9,054.00
2023		$236,400 Land $147,000 Building $89,400	$236,400 Land $147,000 Building $89,400
2022	$8,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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