199 Joy Ln, Jackson, TN 38305 Property Records

Madison County property record for 199 Joy Ln, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 2019)
Tax Bill	$96 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-017.07`

Property Details

APN / Parcel Number

Primary APN	`036-017.07`
Alternative APNs	`0403603601707` `057036 01707`

Exterior

Lot Area	100,188 sqft (2.3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	199 JOY LN
City	JACKSON
State	TN
Zip	38305-9153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS COMM PB 0006 PG 0129 BLK 0001 LOT 0011 JUDGE W B HARRIS DR 19
Legal Subdivision	WHISPERING OAKS COMM
Legal Block	1
Legal Lot Number	11
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	1501

Owner

Source: Madison County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 JOY LN, JACKSON, TN 38305-9153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	20198077
Deed Book / Page	752 / 856
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jul 8, 2019
Property Address	199 JOY LN, JACKSON, TN 38305-9153
Document Number	0000008077
Book / Page	00D752 / 000856
Instrument Date	Jun 27, 2019
Instrument	8077
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 JOY LN JACKSON TN 38305, JACKSON, TN 38305

Mortgage

Document Number	8078
Date	Jul 8, 2019
Book Page	0T2098/001852
Instrument	8078

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$96.00	$5,100 (-) Land $5,100	$20,400 (-) Land $20,400
2023		$5,100 Land $5,100
2022	$96.00		$20,400 Land $20,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35