199 Jacob St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 199 Jacob St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,548 sqft · built 1956
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Mar 2021)
Tax Bill$4,187 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN632-00013

Property Details

APN / Parcel Number

Primary APN632-00013
Alternative APN
  • CHIC M:0632 P:00013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
Gross Area1,755 sqft
1st Floor Area1,548 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,500 sqft (0.195 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number632-00013
Street Address199 JACOB ST
CityCHICOPEE
StateMA
Zip01020-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2017
Census Tract811301

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address199 JACOB ST, CHICOPEE, MA 01020-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage
PEOPLESBANK (HOLYOKE MA)
Mar 2, 2021Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Prior SaleDec 9, 2016 · Amount on Record
Deed Book / Page23737 / 452
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address199 JACOB ST, CHICOPEE, MA 01020-3014
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026228-371
DateFeb 24, 2026
Book Page26228/371
Instrument7780
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
AmountAmount Recorded

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMar 2, 2021
Property Address199 JACOB ST, CHICOPEE, MA 01020-3014
Document Number23737-452
Book / Page23737 / 452
Instrument DateMar 2, 2021
Instrument14207
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address352 CHICOPEE ST, CHICOPEE, MA 01013-1714

Mortgage

Document Number14208
DateMar 2, 2021
Instrument14208
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00 (+3.41%)$276,200 (+0.69%) Land $102,700 Building $173,500$346,750
2024$4,049.00 (+7.6%)$274,300 (+10.43%) Land $100,700 Building $173,600
2023$3,763.00$248,400 Land $91,500 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Jacob St

Nearby Streets

Search Property Records by Address or Parcel Number