199 High St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 199 High St, Belfast, ME 04915

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6.5 ba · 1,964 sqft · built 1824
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Apr 2021)
Tax Bill	$15,036 (2025)
Deeds & Mortgages	Mar 2022 Refinance Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:011 L:098`

Property Details

APN / Parcel Number

Primary APN	`BELF M:011 L:098`
Alternative APN	`1757`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1824
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1757
Street Address	199 HIGH ST
City	BELFAST
State	ME
Zip	04915-6551
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	98
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3016
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 HIGH ST, BELFAST, ME 04915-6551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Book / Page	4637 / 147
Last Transfer Date	Feb 3, 2025
Transfer Doc	005077/260
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	199 HIGH ST, BELFAST, ME 04915-6551
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004771/340
Date	Mar 2, 2022
Book Page	4771/340
Instrument	2022-1775

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Apr 20, 2021
Property Address	199 HIGH ST, BELFAST, ME 04915-6551
Document Number	004637/147
Book / Page	4637 / 147
Instrument Date	Apr 9, 2021
Instrument	3759
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	191 GODFREY RD, MYSTIC, CT 06355-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0020213760
Date	Apr 20, 2021
Instrument	2021-3760

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	199 HIGH ST, BELFAST, ME 04915-6566
Document Number	0043560005
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	199 HIGH ST #1 BELFAST ME 049156578, 1, BELFAST, ME 04915-6578

Mortgage

Document Number	0043560005
Date	Mar 15, 2019
Book Page	004356/000005
Instrument	2018

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,036.00 (+9.36%)	$920,200 (+3.07%) Land $216,200 Building $704,000
2024	$13,749.00 (-4.11%)	$892,800 (+25.15%) Land $193,500 Building $699,300
2023	$14,339.00 (-2.63%)	$713,400 (+3.66%) Land $102,800 Building $610,600
2022	$14,727.00	$688,200 Land $102,800 Building $585,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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