199 Harris Rd, Gray, KY 40734 Property Records

Knox County property record for 199 Harris Rd, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Sep 2017)
Tax Bill	$286 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Sep 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027-00-00-006.00`

Property Details

APN / Parcel Number

Primary APN	`027-00-00-006.00`
Alternative APNs	`327579` `389594` `7605`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	80 ft deep x 14 ft wide
Terrain	Rolling

Location & Zoning

Account Number	7605
Street Address	199 HARRIS RD
City	GRAY
State	KY
Zip	40734-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.50 AC BETWEEN 830 & 233
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1008
Census Tract	930300

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	559 SOUTHWOOD EST, CORBIN, KY 40701-8997
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Sep 21, 2017	Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	229258
Deed Book / Page	D421 / 206
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	199 HARRIS RD, GRAY, KY 40734-6505
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 N KY 233, GRAY, KY 40734-6749

Mortgage

Document Number	00M463/165
Date	Jul 9, 2019
Book Page	M463/165
Instrument	239380

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	KNOX KY
Recording Date	Sep 21, 2017
Property Address	199 HARRIS RD, GRAY, KY 40734-6505
Document Number	00D421/206
Book / Page	D421 / 206
Instrument Date	Aug 29, 2017
Instrument	229258
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15208 CAMBRIDGE DR, FRASER, MI 48026-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	559 SOUTHWOOD EST, CORBIN, KY 40701-8997

Mortgage

Document Number	000M446179
Date	Sep 21, 2017
Instrument	M446/179

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 29, 2027

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00 (-2.39%)	$24,000 (-) Land $7,000 Building $17,000	$24,000 (-) Land $7,000 Building $17,000
2023	$293.00	$24,000	$24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 99.2% of Kentucky
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harris Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures