Suffolk County and Huntington Town property record for 199 Harbor Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Feb 2014) |
| Tax Bill | $28,405 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance Nov 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-064.00-01.00-023.002 |
| Primary APN | 0400-064.00-01.00-023.002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 65,340 sqft |
|---|
| Street Address | 199 HARBOR RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Block | 100 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 110104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harbor Road Historic District listed 1985 · 19 contributing resources · NRIS 85002529 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 HARBOR RD, COLD SPRING HARBOR, NY 11724-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Nov 28, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 29, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2014 · Amount on Record |
| Deed Sale | Feb 4, 2014 · Amount on Record |
| Prior Sale | Dec 3, 1999 · Amount on Record |
| Deed Book / Page | D00012762 / 526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 199 HARBOR RD, COLD SPRING HARBOR, NY 11724-1512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232380334 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 23238/334 |
| Instrument | DL057345 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 199 HARBOR RD, COLD SPRING HARBOR, NY 11724-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229820266 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 22982/266 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2046 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 199 HARBOR RD, COLD SPRING HARBOR, NY 11724-1512 |
| Document Number | 0229820267 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 199 HARBOR RD COLD SPRING HARBOR NY 117241512, COLD SPRING HARBOR, NY 11724-1512 |
| Document Number | 0229820267 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 022982/000267 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,400 (-) Land $500 Building $6,900 | $1,644,444 (+10,788.92%) Land $111,111 Building $1,533,333 | |
| 2024 | $28,405.00 | $15,102 (+12.25%) Land $1,020 Building $14,082 | |
| 2023 | $7,400 Land $500 Building $6,900 | $13,454 Land $909 Building $12,545 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2017–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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